Speaking of insurance, perhaps life insurance is an insurance that is still less popular than health insurance or unit link insurance. If referring data owned by Life Insurance Association (AAJ), the number of customers in the world who have low life insurance. However, the insurance industry continues to grow every year. At least these positive symptoms are a sign that people are slowly becoming aware of the benefits of life insurance. Because of the increasing age and severity of the work, the increased risk of death that may be experienced. Moreover, living in big cities. Therefore, people are interested in registering to have life insurance. Unfortunately, in buying insurance, some people still make mistakes. Cases that occur, people, do not understand the applicable insurance regulations. Of course, this is fatal because the benefits to be gained do not match the expectations of the insured. If you have this, the use of insurance will be in vain. This is the benefit to be gained from the use of Align Wealth Management insurance.
Keep in mind is wrong if think life insurance money will suffice the needs of family life left in the long term. Fluctuating inflation figures and increasing life needs will affect the value of the sum assured. For that, must know how to calculate life insurance sum insured. There are three formulas used to calculate the sum insured: human life value method, Income Based Value, and Financial Needs Based Value. Choose a life insurance formula that is beneficial to you and your family.